How to Get Your Smart TV on Credit in South Africa

Upgrade your home entertainment with an flexible TV financing plan in South Africa. With monthly instalments and convenient payment options, getting the latest Smart TV has never been easier. Whether you’re shopping for a high-end model or a budget-friendly option, retailers might offer credit plans to suit your needs. In this article, we will explore the details of these options.

How to Get Your Smart TV on Credit in South Africa Image by ADMC from Pixabay

Understanding Smart TVs

Smart TVs integrate internet connectivity with traditional television features, allowing users to stream content from platforms like Netflix, YouTube, and Amazon Prime directly. They often come equipped with apps, voice control, and screen mirroring capabilities, providing a comprehensive entertainment experience. When selecting a Smart TV, consider factors such as screen size, measured in inches, display technology such as LED, OLED, or QLED, and resolution like HD, Full HD, 4K, or 8K to ensure it aligns with your viewing preferences.

Benefits of Purchasing a Smart TV on Credit

Opting for a credit plan to purchase a Smart TV offers several advantages:

  • Affordability as the cost is spread over manageable monthly installments, making high-end models more accessible.
  • Immediate enjoyment without the need to save up, allowing you to start using your new TV right away.
  • Flexible terms that suit your financial situation, with various durations and interest rates available.

Retailers Offering Smart TVs on Credit

Several reputable retailers in South Africa provide credit options for Smart TV purchases:

  • Samsung South Africa offers a simple, convenient, and revolving credit facility that allows you to shop online safely.
  • House & Home provides a range of Smart TVs with credit options, such as the Skyworth 65-inch 4K UHD Google LED TV available on credit from an estimated R535.90 per month over 30 months.
  • Makro offers a variety of Smart TVs with potential financing options.
  • Fair Price provides quality Smart TVs at affordable prices, with potential credit options.

How to Finance a Smart TV in South Africa

There are several ways to finance a Smart TV in South Africa, depending on your budget and preferred payment structure:

  • Retail Store Credit: Many major retailers offer in-store credit options where you can buy now and pay later in fixed monthly installments. This often requires credit approval and may include interest charges.
  • Lay-by Plans: Some stores allow you to reserve a Smart TV with a small deposit and pay it off in installments before taking it home. This is a good option if you want to avoid interest rates.
  • Bank Loans or Credit Cards: If you have a credit card or access to a personal loan, you can use these financing options to purchase your Smart TV. Keep in mind that interest rates may apply.
  • Third-Party Credit Providers: Some retailers partner with credit providers like Mobicred or RCS to offer specialized financing plans. These services allow for easy repayment over time.

To assist in your decision-making, here is a comparison of popular Smart TV models available in South Africa:


Product Provider Estimated Cost Financing Support
Hisense 65-inch QLED UHD Smart TV FirstShop R9,499 Retail Credit
Samsung 65-inch UHD Smart TV Makro R10,999 Mobicred, RCS
LG 75-inch Smart NanoCell TV Makro R16,999 Credit Card, Loan
Skyworth 65-inch 4K UHD Google LED TV House & Home R9,999 Store Credit

Please note that these prices are estimates and may vary. It is advisable to conduct your own research to obtain the most up-to-date information.


The shared information in this generated article is up-to-date as of the publishing date. For more current information, please conduct your own research.